Bearings can be done with the engine in the car by dropping the pan. Pretty simple to inspect the crank (visually, or with a micrometer) with the pan off and rod bearing caps off.
Personally? This car isn't worth a lot. I would try the cheap fix. Pull the pan, see how the crank looks. If it looks OK, throw a set of bearings in there and see how it runs. You're out a few hundred...and it might work...
Clean the oil pick up while you're there. Make certain that the oil supply is good after this incident.
Current Fleet:
2016 Tundra Crewmax 4WD 1794
2005 MB S600 (126K, Michelin AS4, HPL 0W40)
2005 MB SL600 (55K Michelin AS4, Mobil 1 0W40)
2004 V70R (143K, six speed M66, HPL 5W40)
2004 XC90 (235K, HPL 0W30 Euro)
2002 V70-XC (295K, HPL 0W30 Euro)
2002 V70-T5 (225K, IPD bars, Bilsteins)
2001 V70-T5 (125K, IPD downpipe, cat back and other mods)
1932 Packard Sedan (straight 8, dual sidemounts, original paint and interior, Shell Rotella 15W40)
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