Be sure to check out the Thule Hullavator. They are not cheap, but simply the easiest racking system out there. Thule also makes a J saddle that folds down when not in use. Because the roof is a bit narrower on the current generation XC, those with wider boats will have to use a J type option on at least one unless you add wide bars. I've used just about all the rack systems out there, so happy to help.
Current Volvos
2012 XC70, OSD, Twilight Bronze/Espresso
2008 C70, OSD, Celestial Blue/Cream Sovereign
Former Volvos
2009 XC70 Oyster/Black
2006 S60R Black Sapphire/Nordkap
2003 XC70, OSD, Ash/Espresso
2000 S40, Ice White/Black
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